Appraisal services for Kernersville and Forsyth County homeowners
Here are the top 7 reasons NC homeowners use Benchmark Appraising, LLC:
Do you own a house in or near Kernersville? Do you need help deciding the price of your real estate?
At Benchmark Appraising, LLC, we understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Benchmark Appraising, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
PMI Removal Appraisals
A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you rid yourselves of unnecessary PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Benchmark Appraising, LLC is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Benchmark Appraising, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? Benchmark Appraising, LLC offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.